Best Credit Cards for Business

Credit cards can be an essential element of a new business. Business credit cards can make it easier to track your spending and pay your bills, suppliers, and other expenses associated with running a business. Here are some of the best credit cards for businesses. Some of the links contained in this post are referral links. 

1.    Chase Ink Business Unlimited (TOP PICK)

**Limited time, earn $900 or 100,000 points when terms are met. Check it out HERE.

The Chase Ink Business Unlimited card is the best option for new business owners or businesses that have a wide range of purchase expenses. It features cash back rewards on qualifying purchases. $100,000 credit limit maximum. Overall best credit card for business.

Pros

• No annual fee
• 0% APR for the first 12 months
• 1.5% cash back on business purchases
• $900 bonus cash back (terms apply)
• Employee cards with no additional cost

Cons

• NA

2. Delta SkyMiles® Platinum Business American Express Card

The Delta SkyMiles® Platinum Business American Express Card is a luxury airline card co-branded with American Express. It is made for frequent Delta flyers who want to improve their travel experience. Using the card will earn Delta SkyMiles, which you can use to get free flights on Delta and its affiliates. If your business includes frequent traveling, it is a great option. Best credit card for business travel with Delta.

Pros

• 3x miles on Delta purchases and select hotels
• 1.5x miles on qualifying single purchases of $5k or more
• 1x miles on other qualifying purchases
• 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year

Cons

• $250 annual fee
• Miles are credited only with specific categories of purchases

3.    The Hilton Honors American Express Business Card

If you travel a lot for business and use Hilton hotels for lodging at your destinations, the Hilton Honors American Express Business Card could be the best option for you. It features many reward benefits while only charging $95 annually.

Pros

• 12x Hilton Honors Bonus Points for Hilton hotels and resorts
• 6x Hilton Honors Bonus Points on gas, phone service, flights, car rentals and restaurants
• 3x Hilton Honors Bonus Points on other eligible purchases
• Free nights reward after spending $15,000 in a calendar year
• Priority Pass Select
• No Foreign Transaction Fees

Cons

• $95 Annual Fee

4.    GM Business Card

The GM Business Card rewards small business owners with special benefits. Build earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle^† for the job.

Pros

• Get $750 in Bonus Earnings after spending $5,000 on the My GM Business Card^† in the first 5 months.
• 0% Intro APR for the first 12 months^† ; thereafter variable APRs range from 16.99% to 26.99%.
• No annual fee

Cons

• Rewards are applicable for new Chevrolet, Buick, GMC and Cadilac vehicles only

5.    The Plum Card by American Express

Pros

• 1.5% Early Pay Discount
• 60 Days to Pay
• No Foreign Transaction Fee
• Global Assist Hotline
• Purchase Protection
• Extended Warranty (add one year to manufacturer’s warranty)
• Return Protection including shipping and handling up to $300 per item

Cons

• $250 Annual Fee